Privacy PolicyOur website is owned and operated by Springberg McAndrew Financial Services, Inc, a Arizona corporation. The protection of your privacy is of great importance to us. Our Privacy Statement describes our commitment to protecting your privacy. In order to fully understand your rights related to privacy issues, we encourage you to read this Privacy Statement and to consult our Terms and Conditions page. As our services evolve, we may from time to time amend this Privacy Statement. Please revisit this Privacy Statement periodically and, if you have questions regarding either this Privacy Statement or our Terms and Conditions, contact us. Section 1. Collecting Personal Information.We gather information from customers and visitors primarily through the following ways:
Member Profiles, Surveys, and Other Online Forms When you create your online profile as a member, we collect your basic demographic information, your insurance interests and preferences. From this information we create a profile that helps us identify the type of experience that is most relevant to you. With this information, we can customize our services and personalize your experience to suit your needs and preferences. At the initial member profile screen we ask for a name, e-mail address, demographic information, and your key insurance preferences. Occasionally, we may also collect additional personal information if you choose refer a friend or complete another type of online form. Once you are a member, we will use the information we receive from you to determine what insurance information is most appropriate for you and what information you may find most relevant. Contact, Booking, Reservation Request, & Feedback Forms Some personal information like member name, hometown, country and other information you choose to submit will be shared with those parties, such as insurance suppliers, to ensure proper fulfillment when you disclose it to us on the Web-site. This may include, but is not limited to:
Cookie Technology We use "cookies" to track and store your preferences in order to personalize our site for you. A cookie is a small data file that is sent to your browser and is stored on your computer's hard drive when you visit the Web-site. A cookie assigns a random, unique number to your computer. Cookies allow us to recognize customers and other users when they come to our Web-site after they initially register. The cookies record "clickstream" information (data reporting the URLs or names of the pages on our site that you have visited) and help us estimate our audience size, determine which areas of our Web-site are the most popular and serve targeted advertising. Cookies also make your experience easier by saving your preferences and passwords. Our cookies customize the Web-site and allow our customers and other users to easily update their information. We do not allow anyone else to access your cookie. A cookie cannot read data off of your hard drive or read cookie files created by other web sites. You can reject cookies by turning them off in your browser. This will, however, prevent you from using our customized services, may limit system performance and may cause certain features of the Web-site to malfunction or not work at all. You may also have to repeatedly enter personal information in order to participate in various services or promotions. IP Addresses An IP address is a number that is assigned to your computer automatically when you access the Internet. When you visit a particular page on our Web-site, our servers record your IP address. We may record IP addresses in order to facilitate systems administration or to report aggregate information to our advertisers (e.g., how many visitors logged on to our Web-site). Section 2. Children's Personal Information.We do not intend to collect personal information from children under 13 years of age, unless this information is collected specifically for fulfilling insurance quotation forms. If we learn that we have inadvertently collected individually identifying information from a child under the age of 13, such as full name, home address, e-mail address, telephone number or any other information that would allow someone to identify or contact the child, we will promptly delete that data from our systems. Section 3. Use of Personal Information.We use your personal information in the following three ways:
Customized Services and Experiences We gather information from customers and other users in order to provide them with personalized experiences. Every time you visit our Web-site, we provide you with what we believe will be your preferred functionality, the content that will be most relevant for you, and services that will be of the most interest to you. Targeted Advertising In order to bring you offers that may be of interest to you, and to help finance the cost of making our Web-site available to you, we place advertisements on our Web-site. Gathering information from customers and other users allows us to target advertisements and sponsorships. We believe this makes information on our Web-site more relevant to you and is more productive for our advertisers. For example, if you have indicated that you enjoy fine dining, we can target an advertisement to you about a special deal at a fine dining establishment near you. Optional E-mail Messages When you register with our site and indicate you would like to receive e-mails relating to special insurance offers and content, occasionally we may send you e-mail messages with information and special insurance deals related to our services, or third-party products that you may find interesting. If you elect to receive such e-mails when you register, you may unsubscribe at any time thereafter. You can unsubscribe by clicking on the unsubscribe submenu in your e-mails. Section 4. Sharing of Personal Information.As a general rule, we will not disclose your personal information to third parties, except to the extent necessary to provide you with a requested service, provide better services, or under circumstances required by law. We will disclose your personal information when we believe in good faith that any applicable law, regulation, or legal process requires it, or when we believe disclosure is necessary to protect or enforce our rights or the rights of another member or user. We will use, or supply to others, aggregated data (independent of any personal identifiers) for research and commercial purposes, such as describing our services, customers and users to prospective partners, advertisers and other third parties. |
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